Merchant Account

Make Your Business Credit Card Friendly

The bottom line and profit is what business is all about. Every type of business benefits financially by accepting credit cards. With more than 500 million credit cards in use domestically, US charges recorded for 1999 alone reached $1.1 trillion! Accepting credit cards can increase sales by as much as 40%. Don't lose out on these customers! Accept credit cards and improve your bottom line. Your business will benefit by:

Leveraging impulse buying
Improving your bottom line
Putting your business ahead of your competition
Establishing your Internet business' credibility
Making more money 24-hours-a-day, 7-days-a-week, 365-days a year
Building customer loyalty and repeat orders
Offering simplicity and convenience to buy your products
Reaching new markets
Providing peace of mind for your customers

It's a fact. Companies who accept credit card payments for goods and services tend to generate higher revenues than those who only accept cash. According to industry statistics, the average credit card sale is $40 versus just $9 for the average cash sale. If that isn't enticement enough, consider the disadvantage you may face if competitors offer credit card payment options and you do not. Consider these facts:

Boost Your Business With a Merchant Account

These days, the credit card payment option is a must, whether you have a physical retail outlet, take telephone orders or sell products over the Internet. Besides the potential revenue boost, credit cards may well be a cheaper alternative to cash and checks. In a case study prepared by Coopers & Lybrand, credit card processing costs average 2.7% of any transaction, checks 4.0% and cash 4.8%.

These figures make sense when you consider how many times paper money and coins must be counted and recounted by different individuals. While each business would vary in that respect, cash and checks still require more handling than plastic alternatives.

How Can Your Business Benefit?

Increased Sales: Studies show that credit card customers spend 2 1/2 times more than customers who only carry cash.
Impulse Buying: Credit cards give customers freedom to spend for previously unplanned purchases.
More Expensive Merchandise: Credit cards entice customers to purchase more expensive merchandise than they had originally planned to buy.
Competitive Weapon: Credit card customers are often less conscious of slight price differences and will seek out businesses that offer credit card payment options.
Enhanced Advertising: Since customers are more likely to shop at businesses where they have credit card acceptance, they tend to look for and read those ads first.
Steadier Sales: Credit smoothes out business peaks. Cash shoppers buy heavier on paydays and just before holidays; credit card customers buy whenever the need arises.
Customer Loyalty: Research shows customers who spend more on credit tend to return to the same business again.

Electronic Payment Processing With APS

APS provides businesses nationwide with the ability to open a merchant account to accept credit card payments. With a merchant account, you will enjoy the following benefits of doing business with us:

Month-to-month merchant account with no long term contracts
24-hour online merchant account activity & deposit status
Account manager available to help you get started
Ability to accept Visa, Mastercard, American Express, Discover,
Diners Club & JCB
ATM/Debit card services for almost every national & regional network
Check verification and collection services
24-hour Toll-Free customer support
Free training and set-up
Free continuous training for new employees.

Integrated, Comprehensive Approach

APS provides an integrated, comprehensive approach lets you establish a merchant account in no time, and provides valuable tools and information for managing credit card activity. Whether you're interested in honoring credit cards for the first time or looking to streamline and bolster your current account transaction processing, our services provide a host of benefits including:

Comprehensive – Our services enable your company to accept VISA, MasterCard, AMEX, Discover, and ATM/debit card transactions .
Streamlined – Credit card proceeds are deposited directly into your personal or business Checking Account available within 48 hours.
Robust – Choose the options that are important to you such as daily transaction reporting, quick approval process, and more.
Connectivity – Process credit cards online in real time using the APS online transaction manager, the sign of trust on the Internet.
Easy & Free Startup – Set up a merchant account quickly and efficiently through one of our Account Managers.

APS has point of sale solutions for all types of businesses. Our team of account managers will help you choose the electronic payment system right for your business.